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Polygon links TRON's giant USDT economy with regulated US payment rails

TRON's vast USDT market is getting a more direct route into U.S. banking through Polygon's expanding payments stack.

Polygon/The Coinformer

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Polygon Labs, the company behind the Polygon blockchain, is extending its payments business to TRON, the network that holds crypto's largest supply of USDT.

The new connection runs through Polygon Open Money Stack, a payments toolkit that bundles several things businesses usually have to piece together themselves, including access to U.S. bank and card payments.

That means a remittance app could take dollars from a customer in the U.S., convert them into USDT and deliver the funds to a TRON wallet without separately integrating a bank partner.

Bringing bank money closer to TRON

Until now, companies serving TRON users often had to build the banking and crypto parts of a payment separately.

Polygon says Open Money Stack is meant to remove much of that work so dollars can enter through bank transfers, sit in a virtual account and then move on-chain under rules set by the business.

The same system can work in reverse. A user holding USDT on TRON could send it through the stack and receive a payout through supported traditional payment rails.

Still, Polygon isn't becoming a bank. The regulated side depends on licensed payments infrastructure that the company says covers 48 U.S. states.

"Adding TRON brings one of the deepest pools of USDT liquidity into that same integration," Marc Boiron, Polygon Labs' CEO, said in material shared with The Coinformer.

Open Money Stack is the result of Polygon spending the past year building beyond its original role as an Ethereum scaling company.

  • One part comes from Sequence, an enterprise wallet and blockchain infrastructure company Polygon acquired in January of this year.
  • Another comes from Coinme, a U.S. crypto cash and payments company that Polygon is in the process of acquiring and which brings regulated fiat access into the stack.

Going where USDT is already used

The expansion comes as Polygon is trying to bring its payments infrastructure closer to where a huge amount of stablecoin activity already happens.

TRON-based USDT is widely used for remittances, savings and everyday transfers in markets where stablecoins often function more like digital dollars than speculative crypto assets.

  • BCG and Allium estimated that TRON handled roughly 60% to 80% of real-economy stablecoin payment flows in 2025, or about $235 billion to $375 billion, describing the network as particularly suited to "remittances and peer-to-peer payments."

Polygon says this is only the first phase of TRON support, with more assets, markets and payment features expected later.